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Consumer Financial News
What the CFPB's April 2025 Memo Means for Consumers Filing Financial Disputes
An internal staff memorandum redirects federal examiners toward provable losses, named priority areas, and banks, while narrowing fair lending enforcement and deferring to state regulators.
Corinne WalshJun 5, 2026
Cost of Living & Inflation
What the Federal Index Shows About Your Water and Trash Bills
Federal data tracks water, sewer and trash charges as a national average. Here is what that number covers, where outside sources disagree, and how to check your own bill.
Gideon VanceJun 4, 2026
Banking & Savings Education
Reading the Federal Reserve's H.15 Rate Table, Row by Row
A plain walkthrough of what the daily Selected Interest Rates release measures, how to interpret its codes, and why it does not show what your savings account pays.
Tara ChenJun 4, 2026
Consumer Protection & Financial Literacy
What a Settlement Letter Does and Doesn't Promise About Your Credit Report
Before paying a collector, get the reporting terms in writing, because the dollar amount and the credit report entry are separate questions.
Irene SatoJun 3, 2026
Credit Score Education
Does a No Preset Spending Limit Card Count Toward Credit Utilization?
Issuer explanations suggest an NPSL card may not fit the usual fixed-limit utilization math, but the available sources do not show how every lender or scoring model treats it.
Maya OrtizJun 2, 2026
Personal Finance Tips
Specialty Credit Files Could Be Costing You More Than Your Credit Score
Rental, banking, and insurance histories held by specialty reporting companies can quietly drive up deposits and premiums, and checking them is worth the effort.
Julian ReyesJun 1, 2026
Budgeting & Money Management
Tracking a Parent's Care Costs Across the Calendar
A month-by-month review of household, medical, and facility bills can show which costs repeat, which change, and who has authority to pay them.
Nora BellamyMay 31, 2026
Identity Theft & Fraud Prevention
How a Fake Rental Car Deal Asks You to Pay
Scammers posing as rental company staff push gift cards and prepaid debit cards, and the warning signs show up before any money moves.
Desmond OkaforMay 30, 2026
Credit Card Education
Why a Missed Payment Can Raise Your Next Minimum Due
A past-due amount can be added to the usual minimum on your next statement, so the bill can jump even when new spending barely changes.
Marcus WebbMay 30, 2026
Consumer Financial News
What a Special Purpose Credit Program Is and What the 2026 Rule Changes Mean for Borrowers
A 2026 CFPB rule and related rescissions narrow how for-profit lenders can use race, sex and similar criteria in special purpose credit programs. The rule takes effect July 21, 2026, and a lawsuit is pending.
Corinne WalshMay 29, 2026
Cost of Living & Inflation
Testing Whether Your Utility Pass-Through Is Outpacing Inflation
Public price indexes and a little arithmetic can show whether a landlord's utility charges reflect real cost increases or quiet markups.
Gideon VanceMay 28, 2026
Consumer Protection & Financial Literacy
What a Screening Fee Covers When No Report Was Run
Before disputing a tenant screening fee, compare the receipt, the application timeline, and the local rules that govern what the landlord may charge and keep.
Irene SatoMay 27, 2026

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