Consumer Financial News
This week’s rule changes and rate moves, and what they mean for your household.
By text
Kitchen-table money tips by text
Short money tips on credit, saving and staying safe from scams, about one a day.
- Consumer Financial News
How to Read Federal Consumer Complaint Records Without Overreading Them
A plain-language guide to how complaints reach the public record, what the volume figures mean, and why a listed grievance is not a finding of legal wrongdoing.
- Consumer Financial News
Using CFPB Enforcement Records to Research a Financial Company
The Bureau's public enforcement database, restitution index, and complaint data give consumers a verified starting point for checking a lender's legal history, though they do not cover actions brought by states or other federal agencies.
- Consumer Financial News
Medical Debt on Credit Reports: How 2025 Federal Changes Left States and Regulators at Odds
A court vacatur and a new CFPB preemption stance have reshaped which medical collections appear on consumer files, and the question of which rules govern is still unsettled.
- Consumer Financial News
Open Banking Rules Enter a Period of Federal Uncertainty
Court challenges and a pending federal rewrite have suspended the 2024 data-sharing standard, leaving consumers to rely on individual app contracts for protection.
- Consumer Financial News
Deleting a Finance App Doesn't Cut Off Its Access to Your Bank Data
Removing a budgeting or payment app leaves its data connection to your checking account running, so consumers need to revoke permissions at the app, the bank, and the data aggregator.
- Consumer Financial News
What Federal Rules Mean When Money Moves Instantly Through Payment Apps
Protection for peer-to-peer transfers depends on how the transaction was funded, how it was initiated, and whether federal law classifies it as an electronic fund transfer.
- Consumer Financial News
Disclosure Duties Remittance Firms Owe You Before Any Money Leaves Your Hands
Regulation E requires providers to disclose fees, foreign taxes, and expected payouts before you pay, and it sets out how errors and cancellations must be handled.
- Consumer Financial News
Cancelling an International Money Transfer: The Federal Deadlines That Matter
Federal rules give senders a 30-minute window to cancel most remittances and a longer process for disputing provider errors, but the clocks run differently and start quickly.
- Consumer Financial News
How Pay-in-Four Loans Can Affect Your Credit Report and Monthly Budget
Most on-time BNPL payments stay off credit files, but missed installments can lead to fees, account restrictions, and collections that do appear on reports.
- Consumer Financial News
When Banks Close Your Account: What the Rules Allow and How to Respond
Federal regulators are examining debanking practices, but whether a specific account closure was lawful depends on the deposit agreement and the notice rules that apply where you live.
- Consumer Financial News
How to Read a Bank Rate Change Notice Under Federal Rules
Federal disclosure rules require banks to give advance written notice with a specific effective date before most adverse changes to a deposit account take effect.
By text
Kitchen-table money tips by text
Short money tips on credit, saving and staying safe from scams, about one a day.
More topics to explore
Credit Score EducationThe score, and the stories behind it
Credit Reporting & Consumer RightsWhat is on your report, and fixing it
Personal Finance TipsMoney moves for busy households
Budgeting & Money ManagementA family budget that lasts the month
Identity Theft & Fraud PreventionKeeping scammers away from the family
Credit Card EducationCards at the checkout and on the statement
Cost of Living & InflationGroceries, rent and the paycheck
Banking & Savings EducationWhere the family money lives
Consumer Protection & Financial LiteracyYour rights as a customer