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Credit Card Education
Who Tells You, and When: Notices Behind an Unpaid Card Debt
Federal rules split the duty to notify between the card issuer, the collector, and the credit bureaus. Here is what each rule covers and where the public sources stop.
Marcus WebbNov 28, 2025
Consumer Financial News
Two New Federal Banking Rules Change Regulators' Work, Not Your Account
A joint data standards rule and a reputation-risk limit on bank examiners take effect in 2026, but neither immediately alters the terms consumers see on their accounts.
Corinne WalshNov 27, 2025
Cost of Living & Inflation
What a Fixed Check Really Buys When Prices Keep Rising
A bigger refund can still buy less. Here is how inflation and bracket creep change the real value of a fixed payment, and how to check yours.
Gideon VanceNov 27, 2025
Banking & Savings Education
How Dormant Checking Accounts Move From Inactive to Unclaimed
A checking account that goes untouched passes through bank inactivity rules, fee schedules, and state unclaimed property procedures before any balance is turned over.
Tara ChenNov 26, 2025
Consumer Protection & Financial Literacy
How to Read a Federal Student Loan Repayment Plan Notice Without Confusing It for a Bill
Compare the notice date, the amount on your latest statement, and the next due date before you act on any change.
Irene SatoNov 25, 2025
Credit Reporting & Consumer Rights
Rental Screening Reports: Permissible Purpose, Matching Errors, and Notice Rights
Under the Fair Credit Reporting Act, a rental application can support a report request, but the report must serve a permitted purpose, belong to the applicant, and come with the notices the law requires.
Lena WhitcombNov 24, 2025
Personal Finance Tips
How a Debit Card Hold Quietly Shrinks Your Spendable Cash
A pending authorization can reserve money from your checking account days before the final charge posts, so knowing how long it lasts and how to clear a stuck one can prevent overdraft fees.
Julian ReyesNov 23, 2025
Budgeting & Money Management
When Rent Takes More Than Half, Start With the Calendar
Tracking pay dates, bill due dates, and a full month of spending can reveal where a household's money pressure is coming from and which local resources are worth checking.
Nora BellamyNov 22, 2025
Credit Card Education
Minimum Payment vs. Fixed Payment: Which One Actually Gets You Out of Debt Faster
Your statement already contains most of the numbers needed to compare a minimum-only plan against a fixed monthly payment, and a short calculator run shows how much the difference costs.
Marcus WebbNov 21, 2025
Identity Theft & Fraud Prevention
Someone Opened a Buy Now, Pay Later Account in Your Name. Here's What to Do First.
Fake BNPL accounts are easy to open and easy to miss, so act on the first notice, lock down your accounts, and keep records of every call.
Desmond OkaforNov 21, 2025
Consumer Financial News
Which Medical Debt Protections Still Apply Now That the CFPB Rule Is Gone
A July 2025 court order wiped out the CFPB's medical debt rule, leaving consumers to rely on voluntary credit bureau policies and a patchwork of state laws.
Corinne WalshNov 20, 2025
Banking & Savings Education
Cashing a Check Without an Account: What Banks Will and Won't Do
Whether a teller will hand you cash depends on which bank issued the check, whether the payer's account has funds, and whether you can prove you are the named payee.
Tara ChenNov 19, 2025

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