Staff writer · Credit Card Education

Marcus Webb

19 articles, newest first.

Credit Card Education
When Your Card Issuer Closes Your Account: What to Do Next
Whether you owe a balance or are owed a credit determines your next move, and the paper trail you build now matters more than the closure itself.
Marcus WebbAug 11, 2026
Credit Card Education
How the IRS and CFPB View Credit Card Rewards
Purchase rewards are generally not taxable, but bonuses, shifting redemption rules, and buried conditions can change what your rewards are actually worth.
Marcus WebbAug 3, 2026
Credit Card Education
How Credit Card Rewards Quietly Disappear, and What to Check Before They Do
Expiration rules, account closures, and failed redemptions can strip earned points from cardholders, and reading the terms early is the most reliable protection.
Marcus WebbJul 27, 2026
Credit Card Education
Getting Your Secured Card Deposit Back When You Close the Account
Paying off the balance, requesting closure in writing, and knowing where to escalate can make the refund process far smoother.
Marcus WebbJul 5, 2026
Credit Card Education
Chargebacks and Disputes: Knowing Which Route Fits Your Problem
The difference between starting a dispute and receiving a chargeback determines which deadlines apply and how quickly you can recover your money.
Marcus WebbJun 28, 2026
Credit Card Education
The Minimum Interest Charge Line Most Cardholders Skip, and What Actually Sets Your Cost
What the research confirms about the minimum interest charge, what it leaves open, and which agreement terms shape what you pay.
Marcus WebbJun 20, 2026
Credit Card Education
When Your Credit Card Changes Hands: What Carries Over and What to Check
A sold card account keeps its debt, but the rates, minimums, and due dates can shift, so verify each one against the notice you receive.
Marcus WebbJun 13, 2026

Marcus Webb

When Your Card Issuer Closes Your Account: What to Do Next

How the IRS and CFPB View Credit Card Rewards

How Credit Card Rewards Quietly Disappear, and What to Check Before They Do

Getting Your Secured Card Deposit Back When You Close the Account

Chargebacks and Disputes: Knowing Which Route Fits Your Problem

The Minimum Interest Charge Line Most Cardholders Skip, and What Actually Sets Your Cost

When Your Credit Card Changes Hands: What Carries Over and What to Check